Why take out home contents insurance?
As your landlord we cover the buildings insurance for your home but you’re responsible, under the terms of your tenancy, for insuring your contents. It’s always a good idea to shop around for a policy that’ll give you the cover you need.
Home contents insurance isn’t compulsory, but it’s a good idea to consider what a policy would cover you for. Home contents insurance can help protect your possessions from risks such as fire, theft, water damage, and many more household risks, giving you peace of mind.
What does contents insurance cover?
The National Housing Federation has teamed up with Thistle Tenant Risks and Great Lakes Insurance UK Limited to offer the My Home Contents Insurance Scheme, designed specifically for tenants living in social and affordable housing - so all our tenants are eligible to apply. This policy can cover:
- Furniture
- Carpets
- Curtains
- Clothes
- Bedding
- Electrical items
- Pictures
- Ornaments.
Limits and exclusions apply. For more information about the policy, you should refer to the Insurance Product Information Document (IPID) and Policy Wording.
If you choose to go ahead with the My Home Contents Insurance Scheme, it is up to you to make sure the policy fits your needs. Red Kite is not involved in the day-to-day administration of the scheme other than to let you know about this option available to you.
You can decide to pick your own home contents insurance from another provider if you think it’s better or easier for you - you can find advice on which provider will best meet your needs online, including at MoneySavingExpert.com.
The My Home Contents Insurance scheme has been designed to meet the demands and needs of social housing tenants and leaseholders looking to purchase home contents insurance and Thistle have approached a single insurer, Great Lakes Insurance UK Limited. The cover is subject to the terms, conditions, limitations and exclusions contained in the Policy Wording, which you should read carefully. The premiums and payment methods available are shown on the rate card. Please note, fortnightly and monthly premiums include a transaction change.
If you are unsure whether this insurance policy is right for you please contact Thistle Tenant Risks who will be happy to answer any questions.
- Call Thistle Tenant Risks: 0345 450 7288
- Visit their website: www.thistlemyhome.co.uk to learn more - or request a call back
- Buy online: visit www.thistlemyhome.co.uk to purchase your policy and set up monthly Direct Debit payments for added convenience.
Prior to completing the application form, you should review the Thistle Insurance Services Terms of Business Agreement and Insurance Product Information Document. These documents give you important information on your rights and how they will deal with you and your insurance, and key information regarding the insurance cover. Please note that all Tenant Risks business is arranged on a non-advised basis. This means that you will be provided with the key information to be able to make an informed decision on which cover is appropriate for your needs.
The National Housing Federation working in partnership with Thistle Insurance Services Ltd. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Firm Reference Number 310419. Registered in England under No. 00338645. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Ltd is part of the PIB Group.
Thistle Insurance Services Ltd's Data Protection Privacy Policy is available online at www.thistleinsurance.co.uk/privacy