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Avoiding debt this Christmas

15 December 2015

More than any other time of year, at Christmas it’s easy to overspend with tempting offers and pressures to buy, but you should remember to prioritise your most important payments such as rent and utility bills.

We understand that it can be tempting to take out a high interest loan to buy Christmas presents. However, these are short-term loans aimed at people who are finding it difficult to make it through to their next payday. But, with already stretched budgets, you could find you can’t pay back what you owe in time and your debt problems can soon spiral of control. If you do need to borrow money, make sure you know what it’s going to cost you in the long run to do so, and when you will have to pay back so that you make an informed choice.

If you're finding yourself struggling with finances over the holiday season, remember that you can talk to our Home Budgeting Team, who will be happy to offer advice and signpost you in the right direction. You can contact Deepak on 01494 476339 or Alpa on 01494 476226. You can also email them at: Home.Budgeting@redkitehousing.org.uk.

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Red Kite Community Housing, Windsor Court, Kingsmead Business Park, High Wycombe, HP11 1JU

Red Kite Community Housing is the trading name of Red Kite Community Housing Limited, a charitable registered society which operates for the benefit of the community under the Cooperative and Community Benefit Societies Act 2014, registered in England with the Financial Conduct Authority (registration number 31322R) and the Regulator of Social Housing (registration number 4682). VAT number 290 7410 06.