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Mutual exchange

Are there too many people living at home without the room they need? Or is there too much space and somewhere smaller would suit you better? There are other tenants out there who might be looking for a different sized home and you could help while benefiting yourself too.

We have two schemes available for tenants who want to move home and get the space they need:

What kind of home can I mutually exchange for?

For tenants who are affected by the bedroom tax, we have a range of incentives to choose from. We can offer a cash incentive of £1,000 if you downsize by mutually exchanging with someone who has the right sized home for you. We also offer different options depending on the number of rooms you are giving up:

  • If you are in arrears and want to mutually exchange, the £1,000 will be used to pay these off
  • If you are not in arrears, you have a variety of options, which depends on the number of rooms you are giving up.

We've put together an easy to understand guide, which outlines exactly what your options are - depending on the number of rooms you have in your home: Red Kite transfer options

What do I need to do to mutually exchange?

We want the process of moving home to be as simple as possible for you, so we recommend that you follow these steps to make sure that you have done everything you can before you move:

First, let us know if you want to mutually exchange – contact our Relationships Team on 01494 476100 and give them the details of the type of home you are looking for. One of our Relationship Advisers will talk you through the mutual exchange process using

Then, pay off any outstanding arrears – mutual exchanges are unlikely to happen if you owe rent, because the person you swap with has to agree to take on your arrears, which may affect whether they want to go ahead with the swap or not.

Finally, make sure your home is clean and tidy when you move out, with certain repairs carried out. We expect you to return your home to us, or a new tenant, in a well kept condition, in line with this guide: Home Return Standard booklet. If you don’t, we will have to recharge you for any repair or removal work that we need to carry out

Once you are in a position to be able to move, we will support you through this process.

Transferring into a new home

Open to any of our tenants, this scheme offers an incentive that gives you the opportunity to move into a smaller home. If you successfully bid for a smaller home that is currently empty and you would prefer to live in because it has the right number of bedrooms, we will offer an incentive of £1,000 for moving. There are just two conditions:

  • The home must be smaller than the one currently being lived in
  • There must be no rent arrears – if there are, the £1,000 incentive will be paid towards them so that the transfer can happen

The best way to find a smaller home is by registering on the Bucks Home Choice website:

This incentive scheme is open to anyone – whether you are affected by the bedroom tax or not – downsizing can help reduce rent payments and energy bills, along with many other benefits.

If you would like to mutual exchange, please complete this form: Mutual exchange application form

Once you have completed your form, send it back to us at

Partnership • Respect • Pride
Excellent services for you and your community


Red Kite Community Housing, Windsor Court, Kingsmead Business Park, High Wycombe, HP11 1JU

Red Kite Community Housing is a charitable registered society which operates for the benefit of the community
under the Cooperative and Community Benefit Societies Act 2014. VAT registration number 123147939.